I'm sorry, I'm just not going to be able to make a sheet, then. You've made it an arbitrary, min-maxing-heavy numbers system, and that's not how my characters (or real people) work... Trust me, you can [i]absolutely[/i] enforce character flaws and weaknesses without something like this, and all it does is stifle creativity in favor of "balance", which (again) we don't need. This isn't a D&D game. So, yeah. Good luck with the game, everyone. I guess I have to bow out.