@Imperfectionist: If literally one area where you have to provide a number is too much for you then this is obviously not where you belong. Flexibility is a big deal in any game, and if stepping that marginally out of your comfort zone is more than you can do then it's a good decision for you to bow out now. Yes, one can totally enforce character flaws in various ways and this is just one of those ways, which I've made pretty clear is far from dice rolling or stats crunching.Thanks for the well wishes! 

[quote=Sifter]
Hey there! I am a big fan of the Fallout series. My idea would be a character whom had reserved a spot in one of the vaults, yet stayed on the surface with his family.However, he would survive the bombardment only to begin a ghoulification process (Intelligent Ghoul) from exposure to radiation.
[/quote]

I like the idea, but you're going to want to focus on the present prior to the actual exposure. Not saying this won't be possible though, in fact, that's something we can definitely work out in one form or another as the story comes to that point. I was actually imagining a character like this, so good on you. Looking forward to seeing your sheet!