Okay, so I spoke to Alchemist, he's been busy but maybe (hopefully) he'll be back soon. In mt meantime, I'll take the lead. I pretty much know what I'm doing. I'll just need to fact check with him.

You should know that the city has three gangs. Their leaders have already been chosen and will be played by Alchemist and I. No, they aren't in the character tab. The gangs haven't been introduced yet, but I reckon they will be soon, this is a "everyone get used to your characters" period. Wait until the gangs are introduced before you decide if you want your character to be aligned with one.