Okay, before this goes anywhere....

Do not EVER assume what any person in the rest of the group has or be so arrogant to state anything about the group as a whole. So just end that there. What each person has on them coin wise is their business. That was one thing I did not require in the CS because there was no set up for what money system was going to be used in this RP. Your character can have what it wants, if it wants to be broke, so be it. But never state what a group has in general or how to proceed. That is the GM concern.