Yes you can play a non force sensetive Commander, yes your Generals can RP completely separate from the fleet, and finally, yes you can have a personal ship but I'd rather it be more fighter sized. At most a small frigate. Basically just not something that will turn the tide of a battle when pitted up against capitol ships.

And I guess me saying that depends on your view of what a frigate is. Just you know. Small, not a capitol ship xD