Ugh. Feels like I got confused somewhere. 

I intended it to be 2 skills at the start of a character. 2 crafting skills at 15
1 skill at 10 
1 skill at 15
One skill every other level after that.

Which would mean all of us have 4 combat or defensive points we can use for passive skills.
Not sure when all these attack routines came into play.
Oh well. I'll work on the concept when I'm off work and get a definitive answer up.
Maybe even the new thread, if we all show interest.