[quote=@Buddha]
Even then, genin have no business making more than a single clone. 

<Snipped quote>

Two clones is pushing it, more than two is a definitive no no from me. Besides the implication that you're basically committing suicide, it also is incredibly unlikely that you have both the skill and the chakra pool to maintain the clones. 

[/quote]

Considering, as far as we know, clones require no 'upkeep' and you gain back all your chakra when it is destroyed, I'd say only chakra pool holds you back. Naruto had retard chakra, so he could spare making 50 clones. Probably not so much for an average joe.