[@Flamelord][@KoL]

I'm not even through this entire OOC backlog but i may as well add in a small remark.

Please take a moment to consider that for all of their heady adventures in cyber space, these are high school students who have their room and board covered by their families. IE, their expenses are rather minimal outside a need for food. 

Two, these are high school students who, if they have any jobs, are probably low paying so most wouldn't have any significant savings in the bank. What they lose may sting but it certainly isn't a great loss in the long run.

Three, if we factor in their low savings and low expenses, then having an empty bank account won't cause them issue for more then two weeks at most, because- I'm only guessing here until KoL clarifies- that their bank accounts arn't being [b]actively[/b] drained. So the next time they get a paycheck or ask their parents for an advance on their allowance, they have money again. 

Of course, for the people who are heavy spenders and may have loads of expenses would be drastically harmed, but that seems to me more like the people living like Chiyo. Masea? Yeah, she just needs to tighten her belt for a bit or call home for food money. Same with everyone else. Worse comes to worse, pawn some stuff. You don't need to bend the knee to Chiyo so quickly.