I might toss a coin, but I am leaning towards a Rag to Riches/Villain to Hero character of a repeat offender thief that can't hold a job, keeps getting busted for petty robbery, and just can't catch a break, until she hears rumor about an old artifact that's being secretly transported from a recent battlefield to the near kingdom for protection through her town by a covert courier.

Having nothing to lose, my character holds up the courier in a ambush that goes entirely too easy, because that's just fate. If it's meant to be, it will be.