..."spend" your luck, how would you do it?

Let's say that it costs a lifetime of luck to win the lottery. If you do that you won't get lucky ever again. But you won't necessarily be "unlucky," just normal. 

You could spend it little by little with things here and there. You
Could get laid for several nights. Or you could blow a lifetime and spend it on marrying a supermodel. Lucky sob. 

OR

You could not spend it and avoid accidents most of your life. Survive a plane crash. Yknow?