Really? That's helpful to hear, I feel a bit silly but it's been needed for years, just couldn't afford it. And frankly, I didn't think the situation was 'dire' enough for it. But where is that line, where it becomes "dire enough"? There isn't one. So I stopped looking at it like I needed "special help" and that I just need advice. Thankfully my husband finally agreed when I said "I don't know how to handle this. like literally, no idea". I guess that's when it clicked with him too that it's just somebody helping you. No big deal.