Leifr attempted to disarm the man of one of his two axes, to make sure that the bandit could not get two strikes off at once while his horse pressed another assault with its heavy hooves. Normally a disarm was quite difficult, but Leifr was quite practiced in the art of disarming opponents, and the unique design of the Khopesh made it a bit easier to disarm, meaning to Leifr a disarm was just like any normal strike, except a bit more energy consuming as he made the extra effort to make the disarm work. 

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Leifr Disarm: 10 + 12 Talent + 3 Weapon + 2 Weapon Disarm = 27
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The disarm struck true, the man's axe in his main hand falling from his grasp about five or so feet away. Either way, he wasn't going to be able to get it so easily. After his axe had fallen away he now struggled to parry the oncoming hooves of the horse that Leifr rode upon. The hooves of the horse struck true, very true, and would have been even truer if the strike hadn't been on an instant whim. The hooves struck the man, his armor barely doing anything to block the heavy blow as just the sound of hoof hitting Galmin was heard, the bandit going down, either unconscious or dead, a bit hard to tell in the heat of battle. Either way, it was clear now that the axe wielding bandit was no threat, leaving just the Crossbowman as the only remaining threat. 

The crossbowman, upon seeing his other three comrades knocked down and his crossbow still needed to be reloaded, didn't have the courage to keep fighting anymore as even he held his life higher above any money these three were carrying. He dropped his crossbow, holding his arms up in the air as he got to his knees. "I-I surrender, take what you want from me or the others, but spare my life please!"

It was clear now from that proclamation of surrender that this man no longer had the will to fight. He even took off the dagger from his belt and dropped it to the ground to show that he was sincere. The man clearly knew when he was outmatched, and this was that time.