[quote=Bikriki]
Alright, I made my thing. Let's hope I calculated everything correctly.
[/quote]

I count 102 points spent, and 22 family points. Beara is actually 17 points, not 13. Remember that towns cost 5 points initially. If you want to spend a point on family points, you need to axe three things, basically. I'd recommend downgrading some of the walls around your lessers fiefs, since that would be the least hurtful to your current stats.