[quote=Taaj]
Yeah, I suppose you're right.I'm moving into an apartment, I've been "officially" moved out of my parents' home for three years now, I'm 90% self-sufficient, and climbing my way into better jobs. I'm looking forward to being able to tackle debt and loan payments, and start setting aside money for retirement, emergency stuff, etc, instead of scraping together enough change for monthly payments and groceries.
[/quote]

Trust me, you'll get to a good place sooner than you think. :) It's a tough climb at first, but it's a part of learning and getting where you need to be. The only people who didn't struggle immediately after school (financially, at least) came from rich families. I worked for like six years at all sorts of low-end jobs that barely put food on my table, gassed up my car, and paid the rent but it was rewarding at the end of the day because I was standing on my own, and really, there's something incredibly satisfying about not relying on anybody to survive. 

Don't lose hope! After all, all those middle-aged people with the big fancy houses and RVs weren't just magically endowed with their awesome shit. They did eventually get the means to afford them. Just think of it like tires spinning until you get traction, sometimes things catch when you least expect it. 

I know you'll do well!