[quote=Renose]
So you can spend 2 of your Epic Points to cheat death and stabilize, or Erica can die here. Its up to you. Enemy critical strikes are nasty pieces of work.
[/quote]

A few problems here: 
1: She does, in fact, have Cestus on her feet. I've mentioned it on her character sheet a few times. 

2: Ban Family Style Technique's description does--in fact--mention that all bonuses and effects from other martial arts styles are added on.

3: If the Kobold is carrying the buckler in one hand as well as a full axe in the other, what is it using to grab her with? Heck, with its front girth, how exactly can it get to its ankle without tipping over?

But yeah, whatever. Use the Epic Points.