[quote=fantasyfan28]
Why not have everyone start out being in the same gang/mob. A bank heist could be planned, goes wrong and two people in the gang (npc's) could get killed. This splits the gang up into two groups. Both sides thinking it was the others fault. It would cause a blood feud etc etc.Or there could be some sort of mob boss who sends out "invitations" to individuals that are talented enough to intrigue him/her. They would have to prove themselves worthy of a position in his family but something goes wrong and two gangs are formed instead and they both decide that they could run the illegal activities in the city better than one crime family could.Just a couple of suggestions.
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Roxy's father might work for the second idea. He is an up and coming criminal he would do something like that.