So now we have:
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[hider=Awson, LVL 1 Crusader][url=http://imgur.com/K8h2r0N.png][img]http://i.imgur.com/K8h2r0Nh.png[/img][/url][/hider]

Good starting combat skills.

Notable quirks: [color=fff79a]Warrior of Light[/color] = (Light Above:75)+10% Damage

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[Hider=Kill Bones, LVL 1 Highwayman][url=http://imgur.com/SGwzhC6.png][img]http://i.imgur.com/SGwzhC6h.png[/img][/url][/hider]

Average starting combat skills.

Notable quirks: [color=fff79a]Quick Reflexes[/color] = +2 Speed

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[Hider=idlehands, LVL 0 Plague Doctor][url=http://imgur.com/XW6DWaq.png][img]http://i.imgur.com/XW6DWaqh.png[/img][/url][/hider]

I haven't played much with Plague Doctor, so I dunno about the skills.

Notable quirks: [color=fff79a]Quickdraw[/color] = (First Round)+4 Speed

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[Hider=Azarthes, LVL 0 Vestal][url=http://imgur.com/xuB2hdf.png][img]http://i.imgur.com/xuB2hdfh.png[/img][/url][/hider]

Below average starting combat skills.

Notable quirks: [color=fff79a]Quickdraw[/color] = (First Round)+4 Speed[indent][indent][indent][indent][indent][color=9e0b0f]Syphilis[/color] = -5 Accuracy, -10% Damage, -10% Max HP[/indent][/indent][/indent][/indent][/indent]
[hr]

Now I have to decide whether or not I'll swap out starting skills and remove negative perks when I unlock the coinciding buildings in town.

Doing neither will be awful for mortality rates. I'm thinking of doing skills stuff but letting negative perks stick around.

It looks like [@Kill Bones] knows what's going on, so I'll want to see his opinion on this.