[quote=@nerminator]
thank god. I always have a fear in my head that the GM will be a unforgiving jerk. for an example

Sofie Climbs up the ladder but falls down. and breaks both of her legs impairing her ability to run or walk
[/quote]

Oh don't worry.
Wait until you start losing Sanity.
That's when the Evil GM comes out.
"Oh, you have lost 5 points of sanity within an hour? Time to roll on the temporary Insanity table. Whoops your now a Homicidal cannibal for 5 minutes"