Then why don't you help make the system, if you are so demanding for it? It's likely that there hasn't really been an idea of how to tangibly use Lien, mostly because we trust that you aren't going to abuse the power of money for selfish gain. Plus as you said before, it would also make those who have a background that would provide the characters a source of income have an advantage of those who don't; now if you have the Lien, you can buy as more tools and gadgets then those who aren't fortunate enough to have been born in say, a rich human family. Either that or you really have to resort to a life of crime to keep up the economic arms race.

If you really want to do something about it, why don't you try to lay the ground work and work with the GM's instead of insulting them for not doing what you want them to?