[quote=@NightmareInd]
<Snipped quote by Ermine>

Well, like seen in a few episodes of SAO, houses can be bought already at floor 1, but it seems like they are a bit basic compared to other houses on higher floors. They cost quite a bit of in-game money though, so that means much farming :P
[/quote]

Or "donations to the devs"

*Alice quietly creates a new bank account for ARE expenditures.* 

:P