[quote=@tobiax]
If you're worried about math and such, then doing a point distribution and having separate indicators between skills/stats just makes it more complex, and has more things that are needed to be done.
[/quote]

I guess I could go with a skill list instead, and just gauge them based on the character.  Thanks for pointing that out.  Normally I wouldn't mind math (I took two semesters of calculus), but repetitive identical math problems are boring.