I've seen a few RPs where the GM has incorporated some sort of financial aspect and skill point system to the mix in ways that both interest me and confuse me. I'm talking about is when you create a character and they start off with 20 Gold Pieces, $10,000, or a certain number of skills, and they have to finance their equipment, weapons, upgrades, or some other aspect that naturally would require payment or earning more skillpoints. Adding on to that I have also seen the aspect of jobs/careers where the player earn money in order to spend it on these items.

- So what do others think of Roleplays that incorporate such a feature?
- Has anyone heard of some good or bad examples?
- Would you choose to enter or not enter an RP if it contained such a feature?
- How would one balance income/levelling up between players when not all players would post at the same pace?

Not sure what else I can ask as I haven't had much experience in it, but it seems like a peculiar way to show each character's growth over a course of an entire Roleplay (especially when you have something to work towards or newer player come in later).

If anyone would wish to expand their answers about the topic I'd love to hear.