[quote=@Bourgeoisie][center][h3]Stunts and Powers[/h3][/center][list]
[*]Human Form: You’re a shapeshifter, but when you haven’t shapeshifted, you’re just a normal person.[indent][u]Cost[/u]: [color=fff200]+1[/color][/indent]
[*]Beast Change:  Jin's skills are reallocated upon transformation[indent][u]Cost[/u]: [color=fff200]-1[/color][/indent]
[*]Echoes of the Beast:  Jin shares the senses of his bear form, greatly exceeding those of a humans. Hearing that exceeds human frequency ranges and twice as sensitive and an sense of smell significantly greater than those of humans.[indent][u]Cost[/u]: [color=fff200]-1 [/color][/indent]
[*]Inhuman Toughness: When Transformed, Jin can take more punishment than he can normally. [indent][u]Cost[/u]:[color=fff200] -2[/color] [/indent]
	[list][*]Hard to Hurt. You naturally have Armor:1 against all physical stress.

	[*]Hard to Kill. You have two additional boxes of physical stress capacity (page 201).[/list]
[*]Claws: When Transformed, Jin's bear hands deal more bare handed damage due ot his claws.  [indent][u]Cost[/u]: [color=fff200]-2[/color] [/indent]
[list][*]Natural Weapons. You have claws (or something
similar) which act as Weapon:2 for your
Fists attacks. This bonus stacks with stress
increases due to Strength abilities (page 183),
but  won’t stack with other Weapon:[X]
effects per the usual weapon stacking guidelines[/list]
[/list]
[/quote]
I'm just going off your character sheet. Which is -5