[@MonstrousMan] Ah. I understand, my kindred. So, like. Nutrition and preventative life style kind of deal. The points are to spend on your starting gear- they can be spent instead of your credits. Notice that at the store alot of the items have (number) or xxx credits. Starting points are used for end mission/ down time purchases too. For example: in the "downtime" a lot of time can pass. You're character may age alot or a little. In this period. Point are worth LOADS. Things that may cost, many, many points could only cost like 3. This is because your spending points for your actions over a long period of time. but you can also buy actions itself. Example: You live through first mission. Mission ends. Downtime. The next mission is 10 years away. In this time you can use points to buy say...a suit that cost 50 points now...for 10. You can use points to say things like. "While in downtime. Z'arch forms his on assassins operations in the Coalition" which would also cost you points. This is so there are major differences in characters as time goes on outside of missions. You would get bonuses from that stuff.