Patch Note 1.8: Added a section about the currency, debt, and benefits that being a part of the orphanage entails. I still don't want to have to be strict about how much money people have, so please be reasonable. It's not your money, it's your character's money, and being poor can be just as entertaining as being rich, if not more so. 

NOTE: Public transportation is now free for Wards age 16 and up.