[Quote] Your average fellow (-0): These make up the street toughs and the not terrified of combat kind of people. 
- The Tougher Sort (-2): This comprises most of the people who are used to fighting or have proper training. House guards, average mercenaries, hardened gang members.
- Experts(-4): These people are rare and dangerous. They are the Captain of the Guard, Infamous Gang Leaders, and master duelists. 
- Unfortunate Victims (+3): There are those who have no ability to fight and the idea of doing so terrifies them. These are courtly sycophants and entertainers, weak people on the streets, or children. [/quote]

Gonna go out on a limb and guess that the plus and minuses on these are reversed