I think ya'll just over complicating it.
The idea wasn't to 'idiot proof' the system but to mentor or 'teach' the players how to do it properly. 

If a character needs work then work on it with the player. A good start would be by having an example specific to this RP.

So far I have seen a lot of debate on technicalities and terms but not a lot of teaching. The longer this goes on the more I'm actually getting put off this idea.