[b]Underrated:[/b] The Banner Saga

It was a good game, your decisions could mean losing your strongest warrior, or most liked one if you make the wrong decision. Every action could lead to a change in the story considering you are fighting monsters far stronger and far more numerous than your own characters. Going down in battle leads to injuries which makes the characters weaker and forces you to switch them out for the next battle.

[b]Overrated:[/b] Payday 2

A game which is only difficult when your allies are stupid and don't know how to properly do a mission or you decide to select too hard of a mission without the proper preparation. It is nice, don't get me wrong there, but damn is it simple.