Of course [@Zetsuko]. The reason the gambeson is something I bring up so often is because it's one of the cheapest, easiest to procure and also best light defenses you can get. It looks bulky, but it really ain't, and it's easy to maintain (which is perfect for someone used to fixing things up).

If you don't go with a gambeson - because, again, you don't have to - I'd just write that your character is wearing multiple layers of cloth to protect herself, and that she still has that cloak. Thick clothes + a cloak might slow reduce how deep an arrow goes, even if it won't work as well as padded armor.