[quote=@Stabby]
<Snipped quote by ZAVAZggg>

What about if it takes an "advanced payment" equal to maybe half of the user's current "debt" and makes it so that if they ever use the ring again the "debt is forever permanent, regardless of if they keep it or not? Kinda like a curse mark.
[/quote]

So it this advanced payment would only eat away like half of their future rather than all of it, then when they use it again it eats away the other half?