[@Nate1008]

Please hit me up on Discord. My info is Salroka#4907.

As for your questions, 

1. The only "monsters" I would even remotely consider would be beastmen, and even then you would need a very good backstory or reason to play one. They are generally not trusted by society, as they tend to be quite impulsive and savage compared to the rest of the world.

2. New players would be starting wherever the current group of active players are located.

3. Psionics, no. Magic, yes... but not in the D&D sense. Magic practiced by normal mortals is incredibly niche and weak compared to that of Exalted and other beings with awakened essence.

4. Most decidedly a fantasy setting.