:) Thanks for the responses, but I don't know, druple. That works as an okay rule of thumb, but maybe in general it should just be left up to the player to interpret (and then if they overstep what you think is appropriate, you tell them so). That's the least-limiting way that I can see, considering the massive variety of possible combat situations. Allows for more drama, or what have you.

Anyway, I'm really more interested in out-of-combat applications, and whether Flawless Study is limited to individuals or not.