[hider=Broke College Dropout] [img]https://media.discordapp.net/attachments/342829614500151300/663490016101531686/Tom_Fruz.jpg [/img] Name: Tom Fruz Title(s): Wonder Boy, Dropout, Mr. ED Gender: Male Age: 26 Alignment: Runaway Poor Rank: Objective for the Grail: Pass college. Pay off debts. Character Objectives: Pass college. Pay off debts. Personality: Tom is a bright, cheery, outgoing person who isn’t hesitant to help others. Some would call his nature kind, helpful, and compassionate. A smarter person would call him naive, gullible, and a pushover. His personality does not win him friends, rather, it has caused many a parasite and conman to latch onto him, smelling blood in the water. However, only the well-off can afford to be charitable. Tom has grown desensitized to the things he has had to do to stay alive and ahead of his debtors, many of which would normally be entirely unthinkable for him. He cares for his ultimate well-being very much, and despite the fact that this is not the route he wishes he was forced upon, it is the one he must walk. Due to how he has lived so far he would be described as eccentric, with a skillset and common sense slightly removed from the norm. He failed calculus, but could quite easily tell you whether or not the money you had was counterfeit. Biography: When a child is born, the situation is usually one that is to be celebrated. The birth of a new life, bringing forth a new soul into the world, and more. Tom Fruz began life with a debt of $30,000. The total debt he owes has never gone below that amount in his life. Indeed, the day of his birth was the day where Tom had the least money to pay back in his life. Due to extremely poor financial decisions and general decisions on the part of his parents, Tom was saddled with ever more debts and with little way out. As soon as he was capable, he began searching for any way to scrimp money, find illegal work, and generally make a positive return on money from his efforts. Due to this he gained a great capability for performing menial labor and extreme efficiency at all his tasks in order to jump from one child sweatshop to the next. It was during one stint as a ghostwriter that Tom was introduced to the moonlit world. A desperate student of the Clocktower with an essay due fast and more money than sense, came looking for a quick-fix solution to his problems and stumbled upon the services Tom was working for. In order to properly understand a large amount of the concepts that was being written about, Tom had his circuits properly opened and taught a small amount of simple magecraft. Unfortunately due to a lack of proper papers to cite and being forced to rely on some other papers the Clocktower student had gotten their own hands on by digging through the trash, the essay he wrote inevitably failed and the angry student ended up resulting in him losing more money than he was paid for the commission and kicked out from the agency. After his induction into the supernatural, Tom himself did not experience any great change- though now, the scammers of the moonlit world found themselves a new target. He fell for more tricks, amassed greater debt, and slipped further and further down in academics as he spent most of his days perfecting ways to avoid and hide from debt collectors and unable to properly study or attend classes to hand in homework and take exams. Upon becoming of age, his parents dumped all of their outstanding debts onto him and vanished, leaving him alone and incapable of properly holding off all the hounds baying for his blood. Left with no options, he decided to have his organs sold on the black market, returning a nice amount of money and nearly dying from the successive operations, able to pay off some debts a decent amount in order to prevent everything from crashing down on his head. However, due to being unable to find a well-paying job, in order to survive from month to month he has found himself paying off debts owed to some by creating new debts with others, fueling an endless, terrifying cycle that has culminated in him hearing about the Holy Grail War and deciding if there was anything that could solve his debts, it would be a literal wish-granter. He dreams of being able to finish college and land a comfortable, honest job to live the rest of his days out in peace. [hider=Organ ‘Donation’ List] One Liver lobe One Kidney One part of lung Lots of blood Pancreas Part of intestines One eye[/hider] --- Magic Circuit Switch: Money burning. Number of Magic Circuits: D Quality of Magic Circuits: E --- Elemental Affinity: Fire Magecraft: General Magecraft: Passes the bare minimum standard for competence. He can activate his circuits I guess? Magic Crest: Magic Crest? Is that something you have to pay hidden subscriber fees for? Equipment: -A large amount of hard cash. They are all clearly loans. -A knife, pickpocketed from a yakuza he had a run-in with at the airport. Mystic Codes: Glove of Midas: A questionable mystic code sold to Tom by an exiled American magus. It performs a transmutation of the touched object into gold, however, the formula used for the transmutation was one that had stringent copyrights attached to it. As such, no matter how much gold Tom makes with this, he would legally be unable to sell it off. Exceptional Benefit: Contacts: A very very persistent caller is ignored once again. The phone number now takes up space as the only number listed on his recent calls list. He’ll pay them back. Probably. But in the meantime he could totally ask for more money because he paid off his loans on that one bank with the loans from this bank! By reaching out to a quite a few loaners, including quite shady ones that definitely do not operate legally, Tom has amassed a network of people within numerous industries- all revolving around him, and more specifically, the debts he owes them. Sometimes he can purchase a difficult to obtain item for them, but mostly he finds this large network allows him to sell things that he otherwise wouldn’t normally be able to.[/hider] I'm done!