[@Heavy Snark]

I'm sorry, but of all the applications so far, yours is the one that has more problems. To begin with:

[quote=@Heavy Snark]
Protection of the Music God (False) - EX - A Skill that denotes the divine protection of the Goddess of Arts Muse that one attained by having great skill in music. It makes it possible to distinguish all kinds of sounds and play a masterful music performance. Furthermore, plus modifiers are applied to the exercise of music magecraft. No deities of Art had ever blessed Amergin; instead, his musical aptitude was built through diligence and talent alone.
[/quote]

This is a contradiction that doesn't make any sense. If he has never been blessed by a god, he shouldn't have a skill that represents divine protection.

[quote=@Heavy Snark]
Cutting Words - B - A Skill possessed by those who retold stories of heroism and villainy throughout the ages. As bards are able to spread the good word of many, they can also demonize them and make them the most reviled figure alive. Because of this, their words can hold influence over their subject’s notoriety. [b][color=ed1c24]With this Skill, users are able to lower any one of their target’s parameters by two ranks when giving them a witty remark/insult.[/color][/b] At rank B, Amergin’s negative remarks don’t just lower their parameters, but it can also physically hurt them. However, those with Magic Resistance of B or higher can somewhat resist this Skill.
[/quote]
The part in red is way too powerful for a casually deployable skill. Furthermore, you can correct me if I'm wrong, but it seems to be an ability that only requires people to listen to him to take damage, which isn't something very acceptable either since it means all his uses of this are completely unavoidable autohits. Lastly, that's not how MR works. If this is some for of magecraft, any rank of MR would reduce the effects with a rank equal to the skill or greater negating it completely.
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Lastly, I said this once already, but I'll repeat it again. I'm not going to allow Noble Phantasms that casually can control all the battlefield and give people no viable way of countering their effects. In the case of yours it's even more unacceptable because of the widespread effect and how it essentially destroys the whole RP once deployed.

You can edit your CS and try again, though.