[@role model] I'd like you to clarify what you mean by "lore". Other than that, there are normal cities we're all familiar with, and there are unique cities, like "Metatropolis".

I'm not sure what you mean by character families, either.

Organizations: do you mean teams like the JLA or the Avengers?  something like S.H.I.E.L.D.? you're questions aren't very specific/clear to me, but in general, I do not have this entire universe mapped out and planned already. Some more of this kind of information is going to come out with some example NPC's I'm going to write up and share over the weekend.

I encourage my players to be a part of building this universe, over the course of the game.

Which I actually state in the OP.

If you have ideas that you want to suggest directly, or put forward via your character, I'm totally open to that. If your questions are directly related to building your character and you don't want to give anything away, feel free to pm me.