[quote=@Spin The Wheel]
<Snipped quote by Balthazar007>

He's basically fresh off the boat right now, no money to speak of (probably).
[/quote]

Yeah, you can make his money 0 for now. 


How about I make an NPC character sheet for this guy and say we came over on the boat together? If that sounds good to you, describe this guy to me in a little more detail, specifically in regards to his occupation. How did he afford the boat ride, or was it his boat y'all rode on? I'll handle the rest, assuming you want to go this route.