Thinking about it for a bit "Someone helps you understand your dreams and visions. You owe them 2 debts" could refer to Kendra's other roommate, Aliss. She's the one who gave Kendra her tarot cards and is into witchy and paranormal stuff (despite the fact Aliss has no power of her own).

If any of the other players want "You've had a dire prophecy about someone, but you don't know how to help them... yet. You owe them a debt" to be about their PC, feel free to ask. Kendra having a vision about one of the other characters and wanting to help them might be interesting.