[@rush99999]

[b]*Someone, or someone’s progenitor, was involved in your death. They owe you a Debt.[/b]
Maybe [@RBYDark]'s Mitra, or Rivandra or Chandra, was somehow involved with Grace's death?  

[b]*Someone is watching out for a family member of yours (Little Sister, Charity). You owe them 2 Debts.[/b]
((I'll keep this open in case another player comes in))

[b]*You are haunting someone and they know it. You owe them a Debt.[/b]
I can't help but think it would be funny for [@XxFellsingxX]'s Kendra to be haunted as well as having visions. 

"[I]Hey. Hey, I know you can see me...[/I]"
"[I]Go away, Ghost![/I]"

I think Grace would haunt Kendra because she found out that Kendra has been having visions that are relevant, even before Grace's death, so Grace would try to hear those visions so that she can try and prevent more tragedies (example: deaths like her own) from occurring.