Name - Philip Carter
Alias - Mr. Fate (working title)
Age - 20
Sponsor - Zatanna
Personality - reserved, courageous, shy
Powers - Various magical and mystical abilities, mainly shields, blasts, flight, teleporting, etc
Weaknesses - Although the helm gives him a lot of power, he lacks finesse in his magics due to his inexperience. He is also indecisive. While the helm offers protection, he is by no means invincible.
Appearance - The usual Doctor Fate get up: helmet, big cape, amulet, all in blue and gold.
BRIEF Bio - After the previous Dr. Fate's death, the Helm of Nabu chose a new user, a mere boy. Philip was 18 when the helm chose him. [s]He was living on his own at the time, and has no ties to his parents.[/s] [u]He is an archaeology student at a university.[/u] He is very reserved, only acting when he knows the best course of action. He does not always come up with the best course, resulting in indecision. 
Notes - Zatanna, as the only magic-user, is the natural choice for a sponsor. This does not mean it was a good choice. Zatanna is perplexed and perhaps a bit jealous that the Helm of Nabu would choose Phil.