[quote=Sathanas Rex]
Yeah. Question, if a nation has no points in say, merchant traits, does that mean they have no merchants?
[/quote]

No, just there's nothing special about them. They won't do as well vs anyone that does have traits.

[quote=Jorick]
I've got a question about provinces. It says that if you modify a modifiable province (ie Large Mountain City from the given example) you don't get the regiment points from a modified province. Just to be clear, would this mean that in the aforementioned example that province would provide 30 regiment points only, meaning no points from adding the mountain modification? Or is it some crazy nonsense where that would mean only 4 regiment points, or 0 points?
[/quote]

That is correct, in that example it'd provide 30 Regiment Points. 

[quote=Sathanas Rex]
and, excuse the really dumb question: provinces give us regiment points, which are the points we spend to determine our armies' units' type. so my capital city gives me 30 regiment points, that means 15 regiments of humans, for example. Is this correct?
[/quote]

If the humans are of Infantry or Archery types. But if they were say, Light Cavalry, it'd mean 10 Regiments (3 points per regiment.) (Assuming you don't buy better experienced troops)