Kinda like this:

Miss-chee-vee-ous

Well, that's my version of phonetically -- the kind of phonetic that doesn't require learning a whole second set of letters and symbols. I only realised it when I tried to spell the word 'Mischevious" and came to the shocking conclusion that the i comes before the e, which led to the dire thought that I had been pronouncing it incorrectly all along, and then a brief bit of research concluding my fears that I had, indeed, been a dunce. Worse than that, I'd been thoroughly colloquialized.