[quote=So Boerd]
Because the damage to the car is negligible, there should be no such laws. Your physical safety is your business. If you want to take needless risks, that is on you.
[/quote]

On the contrary, a 100-200 lb projectile of fairly solid matter can do surprising damage to a car. It is possible for a cyclist to cause enough damage in a collision for the car to be a write-off (more expensive to fix than the car itself is worth). Yes, the damage [i]can[/i] be insignificant, but it can also be substantial.

Otherwise, I agree with you.