I made a character, but I want AnnaBeth to look over it first, and let me know if there's still a slot...
Also, I've never had an issue with groups not spending money, so that problem is likely one that that specific group deals with. If anything, groups that I'm in seem more prone to spend all their money—in one campaign, a barbarian made such a routine of blowing his ENTIRE cut of the treasure from adventures on booze at the inn that through his carousing he single-handedly financed substantial renovations and upgrades to the inn, put more money into the local economy, the upgraded inn began to attract more travelers and merchants needing a place to stay (which further helped the town's economy) and basically the small sleepy little town started to become a sizable and quite prosperous trading town.
All because he would routinely go out, make a small fortune beating up dragons or the like, and then buy rounds for everyone at the bar until he was broke.
Oh I'm going to have fun with Michael's Promo lol